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Debt collector NetCredit Lending Club Lawsuits for personal loans

Sandt Law LLC > Being Sued by a Debt Collector  > Debt collector NetCredit Lending Club Lawsuits for personal loans

Debt collector NetCredit Lending Club Lawsuits for personal loans

Barrow County Courthouse Winder Georgia

Are you being sued by a debt collector or debt buyer for a personal loan once associated with Prosper Funding, LendingClub, WebBank, NetCredit, Upgrade Inc, or Avant?

Many debt buyers purchase charged-off loans from Prosper Funding, LendingClub, WebBank, NetCredit, and their related entities for pennies on the dollar and then file a lawsuit against you for the entire balance. Debt buyers who have sued on these types of cases in Georgia include Velocity Investments, Absolute Resolution Investments, LVNV Funding, LLC, Galaxy International Purchasing, CreditCorp Solutions, Jefferson Capital, UHG, Spring Oaks Capital and others!

In Georgia, contracts, such as contracts for personal loans, can be sold to others. This transfer is called an “assignment” of the contract. This can happen either before a debt is in default or after the debt is defaulted and/or charged off. The general rule in Georgia regarding assignments is that there must be a written recordation of the assignment which identifies who is selling what to whom. In other words, there have to be documents proving that the current alleged owner actually owns the loan. If the debt has been sold more than once, there may be a collection of documents designated as the assignment. This is referred to as the “chain of title”. Oftentimes, these Prosper Funding, LendingClub, WebBank, and NetCredit cases are full of discrepancies as to who actually originated the personal loan, who subsequently owned the loan, and who currently owns the loan.

Even if you recognize the debt, this doesn’t automatically mean the debt collector has the legal right to collect this debt!

You may have defenses to the debt collector's lawsuit!

Remember, debt buyers still must prove that they are the current owner of the personal loan and that they have the right to collect the debt from you. If you are being sued by a debt buyer for a personal loan, call me today for a free consultation.

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Jill Sandt

I am an attorney in Georgia focused on helping people fight debt-collection lawsuits.


Read about my client's experiences.

Google Reviews

It was my pleasure dealing with Jill. She was professional and kept me informed every step of the way. She corresponded with me in a way I could understand. The fees she charged for her services were more than reasonable. I could not have asked for a better or more professional attorney to handle my case. The silver lining we got the best results possible! I was more than pleased and would choose her again in a minute to handle any case of this nature!

Mrs. Treadwell

Avvo Attorney Reviews

I was sued by a debt buyer that I did not believe properly owned the debt based on the documents submitted to the court. I initially responded but decided to pursue a professional to defend me. I came across a video with Attorney Sandt describing her experience with a debt collector and her passion for helping others. I contacted her and she was very supportive, non-judgmental and transparent about the process. She took on my case and it was eventually settled in my favor. If you are in a similar situation, I would definitely recommend Attorney Sandt!


Google Reviews

There is a simple reason for Jill's stellar 5-star track record. Jill is an excellent attorney who advocates for her clients. Plus, she is a genuinely nice person! Jill was extremely professional, knowledgeable in her area of expertise, compassionate, and tenacious with our business and personal consumer debt cases. We encountered unexpected twists and turns caused by the plaintiff's representation. However, Jill handled each instance and/or delay beautifully and ensured that we fully understood what was transpiring. Both cases were resolved very satisfactorily and we are extremely pleased with the outcome. We highly recommend Jill Sandt to anyone in need of an experienced consumer protection attorney.

Mrs. Ridley

Google Reviews

Ms. Sandt dispatched my legal issue with efficiency and with a quickness we did not anticipate. She stayed in contact during the process and explained everything so that I could understand. Highly recommend!


Avvo Attorney Reviews

Jill turned what was an unsettling experience into a great experience. She’s compassionate, and extremely thorough. She explained things every step of the way. Very pleased with the outcome of my case.


Avvo Attorney Reviews

Hiring Jill Sandt as my lawyer has been one of the best financial decisions I’ve made recently. She thoroughly researched information related to my case, and she went above and beyond for me. She achieved results that I didn’t think were possible. These amazing results were also accomplished much quicker than I anticipated. I 100% recommend using Jill Sand of Sandt Law LLC as your lawyer if you need any type of assistance when dealing with a debt collector. She is completely worth it!