If a debt collection lawsuit has
been filed against you and you learned about the lawsuit when your mailbox
filled up with letters from attorneys telling you about it, you probably have
not been served with the lawsuit yet. It
is important that you understand what it means to be served with a lawsuit and know
what to do when it happens.
What does being “served” with
a lawsuit mean?
Getting served with a lawsuit, in the legal sense, means being formally notified that a lawsuit has been filed against you. Generally, when you are served, you are considered to be on notice that the plaintiff has...
Often times, people hesitate to contact or hire a debt collection defense lawyer because they think they may not be able to afford one or that they can simply handle the matter on their own. Yes, you can absolutely represent yourself in a debt collection lawsuit and be successful. I did and I won. However, now that I am a trained lawyer, I look back over my case and see all of the land mines that somehow I didn't step on. The truth is, when you don't have legal experience, you don't know what you don't...
Finding out you are being sued by anyone, especially a debt collector, is a stressful and scary situation. I know, I've been there. Keep in mind that the steps you take in response to the lawsuit may dictate your financial future for many years to come. Although financial times might be difficult for you right now, they may not always be this way. If you do nothing in response to the debt collection lawsuit, you may be facing a default judgment that will be collectable down the road when your financial situation starts looking better. ...